Home loans are one of the largest earners for banks. Home loan lending is a very competitive business and yet, as you’ve most likely seen, banks make Billions of dollars in profit, every year from the interest you pay.
The home loan you got three years ago may not be suitable for you today. Personal circumstances change, new lending products are released, interest rates change, as do bank credit policies.
A home loan can also be used to acquire other assets such as a new car, boat or home renovations at interest rates far lower than personal loans.
As a licensed mortgage broker I am aware of these changes on a daily basis. I regularly review my clients files and compare them to what is available today. Can their bank do a better interest rate? Can another lender be a more suitable fit? How can I save them money on their repayment. Every dollar counts.
“Troy helped me refinance my mortgage with so much ease and confidence. He is a very knowledgeable person and was such a great help. I left everything in his capable hands and Troy went to work researching and looking into my mortgage with great depth with my bank and other bank lenders . Troy managed to lower the interest rate on my mortgage by quite a bit and now I am paying less repayments fortnightly which is just an amazing feeling. Troy has been awesome throughout the whole process of doing all the background work and coming through with the goods, I couldn’t fault Troy at all with his positive energy and attitude and always willing to help answer any and ALL of my finance questions. I highly recommend Troy and his finance services!!!”
Amy, Banksia Grove.
For an obligation free consultation call Troy Clayton on 0450 186 351.